Helping Hands for Weight Loss

Moving more and eating less is the weight loss mantra, but sometimes it’s nice to have a helping hand to keep you on the straight and narrow. Here are three ‘helping hands’ for weight loss that can help you reach your goal.

Diet Pills

Taking diet pills can be a bit of a weight loss minefield as some can be dangerous and even approved medications can have side effects. If you do feel like you need a boost it’s best to talk to your physician or a chemist about the options available to you. One popular weight loss pill is Alli, which you can buy online from Lloyds pharmacy. This pill is only available for those with a BMI of 28 or above and unlike some medications that aim to speed up your metabolism, it works by stopping fats from being absorbed into the body. The side effects of eating fatty foods when taking this pill are rather unpleasant and lavatory related. Some users report losing weight with minimum changes to their diet, but unlike some slimming pills it does encourage you to change your eating habits simply because of the unpleasant results you experience if you do eat fatty foods!

Weight Loss Clubs

Sometimes, just knowing someone is on hand to help you out or give you a push when you are losing momentum can be the boost that keeps dieters on track. For this reason, weight loss clubs like Weight Watchers remain popular. While these clubs work for some, others feel restricted in the diet they are encouraged to follow or are put off by the time and financial commitment that go with club membership. Of course, there are other community-based options that can help you on your way, such as chatting on weight loss forums or following healthy living blogsand if you do need the extra guidance of food tracking, you could try a smartphone app such as MyFitnessPal.

Exercise Goals

Buddying up for exercise can help you stay committed – it’s far harder to cancel an activity if it’s a planned social event. However, if you do prefer to exercise alone, setting a goal can help you to stay on track. Enrolling in a charity race or some kind or sponsored event can force you to train – after all, you’ll want to make sure you are healthy enough to take part. If you do sign up as one of these events in aid of a charity you will also want to give your best performance possible, which is a great motivator to persuade you to put on your sneakers for a Sunday morning jog.

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Article source: http://www.myallnaturalweightloss.com/helping-hands-for-weight-loss/3357/

Bariatric Surgery Financing – Four Options

Are you in dire need of bariatric surgery but lack health coverage for the treatment? Patients who do not have the financial means to pay for bariatric surgery can turn to patient financing as a payment option for the medical care that they need.

Morbidly obese individuals who find it difficult or impossible to lose a significant amount of weight through diet, exercise or diet pills may need financing to be able to afford bariatric surgery and improve their health. Financing allows a patient to make affordable monthly payments towards the cost of bariatric surgery.

Bariatric Surgery Financing

Bariatric Surgery Financing   Four Options

Bariatric Surgery Financing

Health Insurance – The first option you should consider for bariatric surgery financing is your health insurance. Insurance companies are now becoming more open to the idea that weight loss surgery may be able to save them money in the long run by preventing serious and costly medical problems in the future. Your bariatric surgeon can provide information on your medical history and highlight the potential benefits and long-term savings if your insurer agrees to cover the cost of your bariatric surgery.

Healthcare Financing – If you do not have health insurance or if your insurance provider will not agree to cover the cost of bariatric surgery, you still have a number of other options for bariatric surgery financing. Your surgeon can refer you to a healthcare financing company.

Manufacturers of medical devices may also offer a program for patient financing. The LAP-Band System and REALIZE Band both offer a patient financing program that links patients to lending companies and assists them in securing a loan to finance their weight loss surgery.

Secured Medical Loans – You may be able to obtain a secured medical loan from a local bank or credit union. For this type of financing, you will need a collateral (such as your home) to back up your loan. Be sure to compare the interest rate and terms of payment offered by different finance companies. Don’t forget that if you are unable to keep up with payments, the financial institution has the right to take ownership of your collateral.

Credit Cards and Direct Lenders – You can obtain unsecured loans from credit card companies and direct lenders without the need to put up any collateral. While many people will find this easier, keep in mind that you will be paying a higher interest rate over the term of your loan. Be mindful of interest rates and always make timely payments to avoid penalties or increase in interest rate.

Cost of Bariatric Weight Loss Surgery

The cost of bariatric surgery differs depending on the actual weight loss surgical procedure, choice of bariatric surgeon, type of medical facility, and geographical location. The average cost is about $25,000 but it can be as low as $17,000 or as high as $35,000. The cost of surgery usually includes surgeon fees, hospital fees, anesthesia, laboratory and x-ray fees, and miscellaneous fees. The high cost of bariatric surgery should not prevent patients from having the weight loss treatment they need. Doctors can refer patients to a number of healthcare financing companies that provide financing options for bariatric surgery.


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Article source: http://www.fitnesstipsforlife.com/4-options-for-bariatric-surgery-financing.html

4 Options for Bariatric Surgery Financing

Are you in dire need of bariatric surgery but lack health coverage for the treatment? Patients who do not have the financial means to pay for bariatric surgery can turn to patient financing as a payment option for the medical care that they need.

Morbidly obese individuals who find it difficult or impossible to lose a significant amount of weight through diet, exercise or diet pills may need financing to be able to afford bariatric surgery and improve their health. Financing allows a patient to make affordable monthly payments towards the cost of bariatric surgery.

1. Health Insurance

The first option you should consider for bariatric surgery financing is your health insurance. Insurance companies are now becoming more open to the idea that weight loss surgery may be able to save them money in the long run by preventing serious and costly medical problems in the future. Your bariatric surgeon can provide information on your medical history and highlight the potential benefits and long-term savings if your insurer agrees to cover the cost of your bariatric surgery.

2. Healthcare Financing

If you do not have health insurance or if your insurance provider will not agree to cover the cost of bariatric surgery, you still have a number of other options for bariatric surgery financing. Your surgeon can refer you to a healthcare financing company.

Manufacturers of medical devices may also offer a program for patient financing. The LAP-Band System and REALIZE Band both offer a patient financing program that links patients to lending companies and assists them in securing a loan to finance their weight loss surgery.

3. Secured Medical Loans

You may be able to obtain a secured medical loan from a local bank or credit union. For this type of financing, you will need a collateral (such as your home) to back up your loan. Be sure to compare the interest rate and terms of payment offered by different finance companies. Don’t forget that if you are unable to keep up with payments, the financial institution has the right to take ownership of your collateral.

4. Credit Cards and Direct Lenders

You can obtain unsecured loans from credit card companies and direct lenders without the need to put up any collateral. While many people will find this easier, keep in mind that you will be paying a higher interest rate over the term of your loan. Be mindful of interest rates and always make timely payments to avoid penalties or increase in interest rate.

Cost of Bariatric Weight Loss Surgery

The cost of bariatric surgery differs depending on the actual weight loss surgical procedure, choice of bariatric surgeon, type of medical facility, and geographical location. The average cost is about $25,000 but it can be as low as $17,000 or as high as $35,000. The cost of surgery usually includes surgeon fees, hospital fees, anesthesia, laboratory and x-ray fees, and miscellaneous fees. The high cost of bariatric surgery should not prevent patients from having the weight loss treatment they need. Doctors can refer patients to a number of healthcare financing companies that provide financing options for bariatric surgery.


4 Options for Bariatric Surgery Financing

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Article source: http://www.fitnesstipsforlife.com/4-options-for-bariatric-surgery-financing.html